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Four Questions We’ve Gotten in Light of the Changing Market
With the Bank Of Canada expecting to raise interest rates another .50% you may feel the variable-rate rollercoaster is not worth riding...

Angela Calla
Apr 25, 20223 min read


Housing a Major Theme Today’s Federal Budget
Affordable Housing Is A Key Theme In Federal Budget 2022 Today’s budget announced a $10 billion package of proposals intended to reduce...

Angela Calla
Apr 13, 20226 min read


Three Questions with Mortgage Expert Angela Calla
Record low mortgage rates have played a significant role in driving housing market activity during the COVID-19 pandemic. With inflation...

Angela Calla
Apr 6, 20223 min read


📈 Rates are rising. Is it time to lock in your mortgage rate?🔒
In her keynote speech last week, Deputy Governor of the Bank of Canada, Sharon Kozicki, asserted that the Bank of Canada is "prepared to...

Angela Calla
Mar 31, 20226 min read


CBC Interview: How to Enter the Canadian Housing Market
Recently we were interviewed by CBC leading off the news in the business digest across Canada discussing how Canadians are getting into...

Angela Calla
Mar 30, 20222 min read


Using the Rule of 2 to Protect Your Credit Score
A credit score is so important when you are considering a home purchase. Well-qualified borrowers often don’t consider that there may be...

Angela Calla
Mar 21, 20222 min read


Preparing for the Spring Market
Spring is just around the corner! Some of you might be anxious to buy or sell this season, so let’s take a look at the trends for the...

Angela Calla
Mar 13, 20222 min read


Refinancing: What You Should Know
Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially,...

Angela Calla
Mar 9, 20223 min read


If You’re Considering Locking in Your Variable Mortgage
The Bank of Canada has made their announcement to keep interest rates the same today, but we fully expect them to increase later this...

Angela Calla
Mar 3, 20223 min read


How We Can Help with a Plan Wherever You Are
With a new year approaching it’s very common to consider a home purchase. Some of us may feel unsure of where to start, or how to set up...

Angela Calla
Feb 22, 20222 min read


How We Can Help with a Plan Wherever You Are
With summer approaching it’s very common to consider a home purchase. Some of us may feel unsure of where to start, or how to set up a...

Angela Calla
Feb 21, 20222 min read


Purchasing for Over $1 Million Dollars? Don’t Forget These Considerations.
What Is a Sliding Scale and How It Affects Your Approval You’re likely aware that the minimum down payment to avoid mortgage default...

Angela Calla
Feb 13, 20225 min read


Time for an equity tax? Experts look for solutions to increasingly unaffordable housing
Home Equity Tax for homes over $1,000,000 as heard on CTV news – mark your calendar for February 22nd, when the budget comes out. How...

Angela Calla
Feb 5, 20222 min read


Downsizing Your Home & Reverse Mortgages
Moving to a larger house is not the only time that things can change with your home and mortgage. Sometimes there comes a point when...

Angela Calla
Jan 31, 20223 min read


Improving Your Financial Decision
Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few...

Angela Calla
Jan 24, 20223 min read


January 2022 Mortgage Update
Happy New Year from the Angela Calla Mortgage Team! As we move into 2022, we wish for you and your loved ones everything you can dream of...

Angela Calla
Jan 18, 20222 min read


OSFI confirms Minimum Qualifying Rate for uninsured mortgages
OTTAWA ─ December 17, 2021 ─ Office of the Superintendent of Financial Institutions Today, the Office of the Superintendent of Financial...

Angela Calla
Jan 10, 20222 min read


January Financial To-Do List
1. Run a financial inventory It’s time to take a hard look at your financial habits – is your spending out of control? Millennials say...

Angela Calla
Dec 30, 20214 min read


Top 4 Considerations for Mortgage in 2022
As we approach a new year, there are always a few things to keep in mind when it comes to our mortgage. We have put together a few...

Angela Calla
Dec 28, 20212 min read
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