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Using the Rule of 2 to Protect Your Credit Score
A credit score is so important when you are considering a home purchase. Well-qualified borrowers often don’t consider that there may be...

Angela Calla
Mar 21, 20222 min read
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Preparing for the Spring Market
Spring is just around the corner! Some of you might be anxious to buy or sell this season, so let’s take a look at the trends for the...

Angela Calla
Mar 13, 20222 min read
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Refinancing: What You Should Know
Refinancing your mortgage refers to the process of renegotiating your current mortgage agreement for a variety of reasons. Essentially,...

Angela Calla
Mar 9, 20223 min read
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If You’re Considering Locking in Your Variable Mortgage
The Bank of Canada has made their announcement to keep interest rates the same today, but we fully expect them to increase later this...

Angela Calla
Mar 3, 20223 min read
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How We Can Help with a Plan Wherever You Are
With a new year approaching it’s very common to consider a home purchase. Some of us may feel unsure of where to start, or how to set up...

Angela Calla
Feb 22, 20222 min read
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How We Can Help with a Plan Wherever You Are
With summer approaching it’s very common to consider a home purchase. Some of us may feel unsure of where to start, or how to set up a...

Angela Calla
Feb 21, 20222 min read
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Purchasing for Over $1 Million Dollars? Don’t Forget These Considerations.
What Is a Sliding Scale and How It Affects Your Approval You’re likely aware that the minimum down payment to avoid mortgage default...

Angela Calla
Feb 13, 20225 min read
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Time for an equity tax? Experts look for solutions to increasingly unaffordable housing
Home Equity Tax for homes over $1,000,000 as heard on CTV news – mark your calendar for February 22nd, when the budget comes out. How...

Angela Calla
Feb 5, 20222 min read
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Downsizing Your Home & Reverse Mortgages
Moving to a larger house is not the only time that things can change with your home and mortgage. Sometimes there comes a point when...

Angela Calla
Jan 31, 20223 min read
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Improving Your Financial Decision
Make 2022 the year of finance by improving your financial direction from the start! Even if you are living paycheck-to-paycheck, a few...

Angela Calla
Jan 24, 20223 min read
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January 2022 Mortgage Update
Happy New Year from the Angela Calla Mortgage Team! As we move into 2022, we wish for you and your loved ones everything you can dream of...

Angela Calla
Jan 18, 20222 min read
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OSFI confirms Minimum Qualifying Rate for uninsured mortgages
OTTAWA ─ December 17, 2021 ─ Office of the Superintendent of Financial Institutions Today, the Office of the Superintendent of Financial...

Angela Calla
Jan 10, 20222 min read
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January Financial To-Do List
1. Run a financial inventory It’s time to take a hard look at your financial habits – is your spending out of control? Millennials say...

Angela Calla
Dec 30, 20214 min read
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Top 4 Considerations for Mortgage in 2022
As we approach a new year, there are always a few things to keep in mind when it comes to our mortgage. We have put together a few...

Angela Calla
Dec 28, 20212 min read
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